November, 2009

Scraping Pavement: Mortgage Rates Hit New Lows

(WoodleyWonderWorks) The ups and (mostly) downs of the housing market, combined with tax incentives have left many wondering whether or not now might be a good time to finally buy that dream home. Average interest rates on thirty year mortgage loans have plummeted once more, falling a full percentage point below the lowest rate at any ...

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Triage Your Finances

Over the past couple of weeks, six finalists have been auditioning for the opening of “staff writer” at Consumerism Commentary. Each is providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This article is ...

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Ditch Cable Experiment #1: Over-The-Air (OTA) HDTV Antenna

I’ve decided to go without cable TV for at least 6 months from January 1st, 2010. I actually don’t mind paying for cable that much, it is simply an entertainment expense and given the overall convenience, not that expensive in my mind (especially if you haggle every so often). Primarily, I ...

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New Hi-Def Phones Without Obtaining Online Loans

Get Technology with Emotion, Without Online Loans Companies like Orange may make "high definition" a reality for Americans soon. (Photo: Wikipedia.org) When the former Soviet Republic of Moldova aired radio advertisements featuring an assortment of emotional calls, the start of a technological wave began to spread. “This is the world’s first high-definition cell phone system that carries ...

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Podcast 31: Peer-to-Peer Lending and Target Date Funds

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with Renaud LaPlanche, co-founder and CEO of LendingClub and Rob Garcia, senior director of product strategy for the same company. The LendingClub teams discusses the benefits and drawbacks of peer-to-peer lending as an alternative to the traditional banking system. Also in today’s episode, Flexo and Ton Dziubek discuss ...

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